YouLend

Big news for the freelance economy! Upwork and YouLend today announce a landmark partnership designed to provide #freelancers and #microbusinesses in the U.S. access to the capital they need to run and grow their business 💪 For far too long, this segment of the economy has been underserved by traditional lenders. Together with #Upwork, we’re closing that financing gap with instant and embedded financing directly within the Upwork Marketplace. And after a quick ramp-up period, we’ve already 𝐬𝐮𝐫𝐩𝐚𝐬𝐬𝐞𝐝 𝐦𝐨𝐫𝐞 𝐭𝐡𝐚𝐧 $1 𝐌𝐢𝐥𝐥𝐢𝐨𝐧 𝐢𝐧 𝐟𝐮𝐧𝐝𝐢𝐧𝐠! From purchasing new equipment to hiring more talent, freelancers are already using this capital to grow 🚀 “Access to capital is often what helps freelancers take on bigger opportunities,” said Mohit K., 𝐆𝐞𝐧𝐞𝐫𝐚𝐥 𝐌𝐚𝐧𝐚𝐠𝐞𝐫, 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 & 𝐓𝐫𝐮𝐬𝐭 𝐚𝐭 𝐔𝐩𝐰𝐨𝐫𝐤. “Partnering with YouLend lets us make financing more accessible to the talent who help power the Upwork platform.” To read more about the partnership, click here: https://bit.ly/3KGpUsV #upwork #youlend #financing #partnership

A huge win for the YouLend Introducer Team! 🎉 We’re thrilled to announce that we’ve just won the "Service Excellence Award" at the NACFB Lender Awards! 🏆 It was an incredible night celebrating our team and the impact we’ve had on thousands of Introducers supporting their clients with fast, flexible funding. 💪 Our mission has always been simple: deliver working capital quickly — backed by outstanding service — for every Broker and Introducer who puts their trust in YouLend. Last week, that service was recognised at the highest level by the #NACFB One of our Broker partners captured the moment perfectly: “𝘠𝘰𝘶𝘓𝘦𝘯𝘥 𝘩𝘢𝘴 𝘣𝘦𝘦𝘯 𝘢 𝘭𝘪𝘧𝘦𝘭𝘪𝘯𝘦 𝘧𝘰𝘳 𝘮𝘺 𝘤𝘭𝘪𝘦𝘯𝘵𝘴 𝘸𝘩𝘰 𝘯𝘦𝘦𝘥 𝘸𝘰𝘳𝘬𝘪𝘯𝘨 𝘤𝘢𝘱𝘪𝘵𝘢𝘭. 𝘛𝘩𝘦𝘪𝘳 𝘵𝘦𝘢𝘮 𝘶𝘯𝘥𝘦𝘳𝘴𝘵𝘢𝘯𝘥𝘴 𝘵𝘩𝘦𝘪𝘳 𝘯𝘦𝘦𝘥𝘴 𝘤𝘰𝘮𝘱𝘭𝘦𝘵𝘦𝘭𝘺 𝘢𝘯𝘥 𝘤𝘰𝘯𝘵𝘪𝘯𝘶𝘦𝘴 𝘵𝘰 𝘣𝘦 𝘵𝘳𝘢𝘯𝘴𝘱𝘢𝘳𝘦𝘯𝘵 𝘢𝘯𝘥 𝘧𝘭𝘦𝘹𝘪𝘣𝘭𝘦 𝘪𝘯 𝘵𝘩𝘦𝘪𝘳 𝘱𝘳𝘰𝘤𝘦𝘴𝘴𝘦𝘴.” Here’s to raising the bar and pushing the boundaries of #LendingExcellence even further! 👉 Catch the full list of winners here: https://bit.ly/49UuZrW

Growing a business can be tough. But for Qonto customers, access to working capital just got a whole lot easier 💳 Today, we're proud to announce our latest partnership with #Qonto in #Germany to strengthen their Financing Hub and bring fully embedded funding directly into the Qonto banking experience for German SMEs. No paperwork. No waiting around. No complex approval processes 📝 In just a few clicks in the Qonto app, businesses can apply for working capital and have the funds land directly in their business account. 🚀 We're thrilled to see the incredible impact this has had on SMEs in the region, with Malte Dous, Managing Director Central Europe at Qonto commenting, "𝐁𝐲 𝐢𝐧𝐭𝐞𝐠𝐫𝐚𝐭𝐢𝐧𝐠 𝐘𝐨𝐮𝐋𝐞𝐧𝐝, 𝐨𝐮𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠 𝐨𝐟𝐟𝐞𝐫𝐢𝐧𝐠 𝐛𝐞𝐜𝐨𝐦𝐞𝐬 𝐞𝐯𝐞𝐧 𝐦𝐨𝐫𝐞 𝐩𝐨𝐰𝐞𝐫𝐟𝐮𝐥 – 𝐬𝐭𝐫𝐞𝐚𝐦𝐥𝐢𝐧𝐞𝐝, 𝐚𝐜𝐜𝐞𝐬𝐬𝐢𝐛𝐥𝐞 𝐚𝐧𝐝 𝐝𝐞𝐬𝐢𝐠𝐧𝐞𝐝 𝐭𝐨 𝐬𝐮𝐩𝐩𝐨𝐫𝐭 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐠𝐫𝐨𝐰𝐭𝐡." 👉 To read more about the partnership, click here: https://bit.ly/4ozVGpj #youlend #qonto #lending #partnership

🎙️Podcast: Why Embedded Lending is the Next Big Wave in Embedded Finance Catch our Global Head of Strategic Partnerships, Luke Trayfoot, join Flagship Advisory Partners to discuss their recent survey on #embeddedlending and how capital delivered directly through everyday platforms is closing the SMB funding gap worldwide. In this episode, we'll dive into: 🚀 Why embedded lending is the next big growth opportunity after payments in Europe and North America 🏪 Key credit use cases like working capital and revenue-based financing 🤝 Why most players will pursue lending through partnerships rather than building in-house 🎧 Listen here on: YouTube: https://bit.ly/3XQUGSR Spotify: https://bit.ly/3Ko6RUc #youlend #embeddedfinance #flagshipadvisory #podcast

🎤 Highlights from the FinCompare GmbH & COMPEON GmbH Partner Day in Berlin! YouLend's German expansion is in full swing and our GM Germany, Leonard Strigel, took the stage to share insights on the evolving SMB lending landscape in the region. 💡 The main takeaway? The collaboration between fintechs and traditional banks is growing and powering the next generation of smarter SME finance. 👇 Catch the snapshots from the event below! #berlin #germany #smbs #financing

Another milestone unlocked with our partner Mews 📣 We're proud to have extended €2 million in funding to hoteliers, with France joining our growing list of live jurisdictions 🚀 "This partnership is helping hoteliers everywhere access the capital they need, just when they need it.” - Susanne Sandler, SVP and General Manager of Fintech at Mews 👇 Read the full press coverage here: https://lnkd.in/d9aiNH2M

SMBs are rethinking their Black Friday strategy 👀💰 The latest YouLend data reveals that small businesses are increasingly turning to their e-commerce, payments and software platforms to apply for financing before the peak season. In fact, there is a 30% 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐞 in applications in the run-up to Black Friday and Cyber Monday, with the majority of businesses expressing a need to: 📦 Buy stock in bulk to meet rising demand 🎯 Launch marketing campaigns 💳 Offer discounts and promotions This trend signals a clear shift: small businesses are getting smarter about where they access financial services. The platforms that offer these solutions at the right place and the right time will be the ones that win trust for the long run. 👉 Read the full article here: https://bit.ly/4o6v5QR #blackfriday #smbs #funding #youlend

Tide and YouLend expand SME financing partnership to 𝐆𝐞𝐫𝐦𝐚𝐧𝐲! 🤝 After 3+ years of successful collaboration in the UK, we’re bringing our joint SME financing solution to #Germany to help even more small businesses access fast, flexible funding directly through the Tide platform. We’re already off to a flying start with 1,000+ 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠 𝐚𝐩𝐩𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬 𝐞𝐯𝐞𝐫𝐲 𝐦𝐨𝐧𝐭𝐡 (and rising📈) 🚀 Tide and YouLend's long-standing, multi-geo partnership is a powerful example of how embedded finance can scale across new markets seamlessly and help meet the growing demand for frictionless capital. “𝘌𝘯𝘵𝘳𝘦𝘱𝘳𝘦𝘯𝘦𝘶𝘳𝘴 𝘪𝘯 𝘎𝘦𝘳𝘮𝘢𝘯𝘺 𝘤𝘢𝘯 𝘯𝘰𝘸 𝘢𝘤𝘤𝘦𝘴𝘴 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘯𝘨 𝘴𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴 𝘥𝘪𝘳𝘦𝘤𝘵𝘭𝘺 𝘸𝘪𝘵𝘩𝘪𝘯 𝘵𝘩𝘦𝘪𝘳 𝘧𝘢𝘮𝘪𝘭𝘪𝘢𝘳 𝘛𝘪𝘥𝘦 𝘦𝘯𝘷𝘪𝘳𝘰𝘯𝘮𝘦𝘯𝘵 – 𝘸𝘪𝘵𝘩 𝘫𝘶𝘴𝘵 𝘢 𝘧𝘦𝘸 𝘤𝘭𝘪𝘤𝘬𝘴, 𝘯𝘰 𝘱𝘢𝘱𝘦𝘳𝘸𝘰𝘳𝘬, 𝘢𝘯𝘥 𝘯𝘰 𝘸𝘢𝘪𝘵𝘪𝘯𝘨 𝘵𝘪𝘮𝘦𝘴. 𝘛𝘩𝘪𝘴 𝘨𝘪𝘷𝘦𝘴 𝘵𝘩𝘦𝘮 𝘮𝘰𝘳𝘦 𝘵𝘪𝘮𝘦 𝘵𝘰 𝘧𝘰𝘤𝘶𝘴 𝘰𝘯 𝘸𝘩𝘢𝘵 𝘵𝘳𝘶𝘭𝘺 𝘮𝘢𝘵𝘵𝘦𝘳𝘴: 𝘵𝘩𝘦𝘪𝘳 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴.” says Anna Fromme-Schoen, Country Managing Director Germany at Tide. 👉 Read more about the expansion here: https://bit.ly/4nKSU0i #tide #youlend #germany #partnership

That's a wrap on Money20/20 USA! 🙌🍾 What an amazing 4 days in Las Vegas, packed with thousands of fintech leaders and innovators shaping the future of financial services. It was fantastic catching up with our long-time U.S. partners, as well as making some exciting new connections! A special shoutout to our incredible partners at WorkWave for recording an interview 𝘳𝘪𝘨𝘩𝘵 𝘰𝘯 𝘵𝘩𝘦 𝘦𝘷𝘦𝘯𝘵 𝘧𝘭𝘰𝘰𝘳 about how embedded capital is fuelling the next stage of growth for their SMB customers 🎬 And of course, a huge thank you to everyone who joined our dinners, meetups, and buzzing conversations throughout the week! We might have had a little too much food (and fun) 😉 If we were to leave you with 𝐨𝐧𝐞 𝐭𝐚𝐤𝐞𝐚𝐰𝐚𝐲 from this year's #Money2020, it's this: the future of finance is collaborative. Whether you’re a bank, platform, or vertical software provider, embedded finance partnerships are at the heart of unlocking a new era of inclusion and accessibility. Until next year, #Money2020 👋 #fintech #money2020 #m2020 #lasvegas

🚀 The latest YouLend monthly is now live! This month we’re looking at: 🤝 The first YouConnect London – our exclusive embedded finance networking event 🏆 Our Pay360 Award for Best Partnership Initiative with eBay 📈 Stripe's playbook shines a light on the massive Embedded Capital opportunity with "63% of US small businesses unable to access the financing they need" 👇 Read the full newsletter here and make sure to subscribe for regular updates!