UMB Bank

It has been a bustling few weeks at UMB! Associates from across our footprint have come together for a variety of events, and we’re excited to share some photos. Veterans Breakfast hosted by the VET Business Resource Group Diwali Celebration organized by the Asian American Business Resource Group UMB Social held in Dubuque, Iowa

The United States Treasury has decided making cents no longer makes sense, minting the last penny a few weeks ago, after 232 years of production. James Arnold, market president at UMB Bank West Texas says the decision reflects current payment trends. “If you look at a chart or a graph of kind of cash versus credit and debit card, it’s an overwhelming majority, almost 70% are using some form of electronic payment, whether it’s credit or debit card, Venmo, Cash App and those kinds of things. And only 14% actually use cash,” Arnold said.

Investing takes long-term planning and strategizing. When it comes to managing your finances, perhaps one of the most important things is remaining calm and weathering all of the ups and downs. Learn more from Eric Kelley, chief investment officer at UMB, in this episode of The Scoop. Watch the full video on YouTube: https://lnkd.in/gVAxdtRV Read our disclosures here: https://bit.ly/3yl71pk

Mariner Kemper, CEO and Chairman of UMB Financial Corporation, and Jim Rine, President of UMB Financial Corporation and President and CEO of UMB Bank N.A., have both been honored in Ingram's Magazine 2025 list of "Kansas City's Most Influential Business Leaders." We take pride in seeing our leaders acknowledged for their significant contributions to the community.

Giving Tuesday encourages a culture of philanthropy, uniting individuals and organizations to back meaningful causes. Every donation to nonprofits, big or small, can have a notable impact, especially when matched by UMB’s Matching Gift Program. This program matches up to $250 per UMB associate, per year, to eligible organizations. We appreciate our associates for their contributions to the community. #UMBHeart

UMB's Matthew Locke recently joined KMBZ's Talk 980 to discuss the current state of the housing market in Kansas City and across the country. "Inventory is up and rates are coming down, so those factors alone would tell me that if I'm in a financial position to buy a home, I should be doing that," he said. Listen to the full interview: https://lnkd.in/gQtkYDDn

We would like to spotlight a few of our remarkable associates and teams who have received recognition for their professional achievements. Their dedication and determination to better the banking industry is truly inspiring. Thank you for all that you contribute to UMB and our communities! #UMBCareers

We look forward to connecting with our industry peers at the Opal CLO Summit Dec. 7-9, in Dana Point, California. Join us to discover how our CLO trustee and loan administration solution can benefit you and your organization at every level. Read our disclosures here: https://bit.ly/3BPC0fb

Melanie Velasquez, UMB Bank New Mexico market president and native New Mexican, discusses her career path and how facing challenges has made her a better leader. Read more on the UMB blog below. #UMBCareers

Join us for this year's final event in the Undivided Attention series. On Wednesday, Nov. 19, speakers will discuss leveling the technology playing field for businesses of color. The Undivided Attention series addresses the challenges and opportunities that urban core businesses endure through energetic discussion and collaboration. This series features peers sharing their advice and expertise, while also giving participants actionable industry insights and resources. Learn more and register: https://lnkd.in/gk6h9msc