Zinnia

The underwriting revolution is here! What used to take weeks now happens in minutes. AI and connected data are transforming life insurance underwriting—from bottleneck to growth engine. Discover how carriers are driving speed, trust, and better customer experiences with modern underwriting platforms. Read the full article https://lnkd.in/gXKRnar9 #UnderwritingTransformation #InsurTech #Zinnia #LifeInsurance #AI

AI isn’t just improving insurance operations — it’s transforming how we secure data. In his latest article, Pawan Choudhary breaks down why AI-driven threat detection, behavioral monitoring, and cloud-native architectures are becoming must-haves for insurers moving to the cloud. At Zinnia, we’re committed to bringing responsible, transparent, and compliant AI to the forefront of insurance innovation. Read the full insight: https://lnkd.in/g3uD_xPD

Annuities have long been viewed as complex products that require explanation and guidance. Today, AI is changing that perception by helping clients understand these solutions and seek them out with confidence. As George A. Esposito Jr., our CEO, shared with InsuranceNewsNet, AI is lowering the barrier to education and distribution, empowering advisors and strengthening consumer trust. At Zinnia, we are using technology to make life and annuity products simpler, smarter and more transparent. This work is opening new pathways to support financial longevity for everyone. https://lnkd.in/e4eZzymG

What if underwriting wasn’t a bottleneck — but a growth engine? In this short video, Harsh Chowdhary, Head of Underwriting Solutions & Services at Zinnia, shares how the latest upgrade to The Policy Processor is redefining what’s possible: - AI that turns hundreds of pages of evidence into actionable insights - Real-time underwriting that happens while the client conversation is still happening - Seamless integration between distribution and underwriting — all in one platform Underwriting is evolving from a back-office function to the front line of customer experience. See how the transformation is happening — and what’s coming next. Read more on Zinnia Insights: https://lnkd.in/gXKRnar9 #LifeInsurance #Underwriting #DigitalTransformation #AI #InsurTech #Zinnia

After five successful years guiding Zinnia through transformation and growth, Michele Trogni is retiring as CEO and Chair. The Zinnia Board has appointed George A. Esposito Jr., a long-standing Zinnia executive with extensive experience in insurance, technology, and corporate law, as CEO and to the Board. Ash Sawhney, a seasoned Zinnia leader and industry veteran, has been named President while continuing his role as CRO. We’re grateful for Michele Trogni’s vision and the impact she’s had on shaping who we are today. With George and Ash stepping into their new roles, Zinnia is well-positioned for its next chapter of growth and impact. Read more in our media release. https://lnkd.in/ea2BasG7

At the Women in Insurance Tech Conference in Boston, Hilani Kerr joined leaders from J.P. Morgan, Fidelity Investments, LPL Financial, and Ensight™ to discuss how AI and digital innovation are transforming distribution and redefining the customer experience across the wealth and insurance ecosystem. The conversation highlighted how AI is driving greater convergence between wealth and insurance, creating more connected and personalized client journeys without compromising the human connection at the heart of wealth management. Participants also emphasized the growing importance of life insurance and annuities as foundational components of financial longevity plans. They explored how AI-powered insights and digital tools are helping advisors integrate protection and income solutions more seamlessly into holistic client strategies. We are proud to see Hilani representing Zinnia in conversations that showcase how AI and digital innovation can enhance advice, simplify complexity, and strengthen the human relationships that define our industry. #WomenInTech #AI #DigitalInnovation #WealthManagement #InsuranceInnovation #Leadership Priya Raghunatha Melissa Sullivan (Hansen) Melissa Gardner (Garrell) Cathy Jo Borgman, FLMI®, CLTC®, ACS®

This week at Insurtech on the Silicon Prairie, our Head of Insurance Platforms, George A. Esposito Jr., shared Zinnia’s vision for the future of life and annuities — one where technology and partnership come together to make insurance simpler, more connected, and more human. George spoke about how the industry stands at an inflection point: with $440B in annual premiums and growing, we have an incredible opportunity - and responsibility - to make protection and predictable income more accessible to more families. His message was clear: “Insurance doesn’t need more point solutions — it needs platforms.” By modernizing together - carriers, distributors, and technology partners - we can make it easier for people to protect their loved ones, and for retirees to enjoy financial confidence in a longer-living world. At Zinnia, our purpose is simple: to simplify insurance - enabling our partners to deliver better experiences, faster innovation, and greater peace of mind for the people they serve. A heartfelt thank you to the Insurtech on the Silicon Prairie organizers and for bringing the community together, and to everyone who joined us for the great conversations and engagement throughout the event. Together, we can reimagine what’s possible for this industry - and for the millions of lives it impacts every day. #TooImportantNotToShare #FinancialLongevity

This past week, at our Greenwich headquarters, we convened a select group of leaders shaping the future of life insurance and retirement protection. Among them were heads of industry associations, leading analysts, management consultants, distribution executives, reinsurers, and system integrators — all united by a shared vision: to simplify insurance, reduce friction, and build the modern rails that will provide protection and guaranteed income for the next generation of consumers. Gary D. Cohn, Laura Pantaleo, Jordan M. Teel, and Michele Trogni shared their perspectives on the change we must collectively drive to expand the reach and impact of insurance. Ash Sawhney explained the need for the industry to build strong partnerships in order for create the digital environment that consumers, agents, advisors, distributors, and carriers need. George A. Esposito Jr. described how we’re reinventing the TPA model as a platform built for scale, growth, and stronger partner experiences. Hilani Kerr painted a future — one that’s already beginning — where every financial plan embeds protection within the portfolio, seamlessly uniting wealth and financial longevity. Through digital distribution, that vision becomes reality, fueling growth across life and annuities. Michael Celi brought that vision to life with live demonstrations of what our platform already delivers to customers today. Finally, Brad Medd underscored the importance of advancing emerging industry standards — in partnership with IRI, LIMRA and carriers — to reduce costs and eliminate inefficiencies across the value chain. We’re deeply grateful to all who joined us for our first Partner Forum — and inspired by what we can build together in 2026 and beyond. #TooImportantNotToShare #FinancialLongevity #lifeinsurance #annuities

Faster decisions. Better risk selection. Stronger growth. We’re thrilled to announce the launch of The Policy Processor (TPP) 8.0, the latest evolution of Zinnia’s trusted underwriting platform. Built with our partners on a cloud-based architecture, TPP 8.0 delivers scalability, security, and continuous innovation—modernizing underwriting with AI-enabled summarization, integrated reinsurance workflows, and low-code configuration. With Policy Processor 8.0, Zinnia is redefining how underwriters move from application to decision. TPP 8.0 supports more than 15 of North America’s largest carriers, processes 3+ million applications each year, and empowers carriers to modernize their underwriting, reduce risk, accelerate reviews, and more. Learn more about it here: https://lnkd.in/g2z6gCDh #Underwriting #InsurTech #AIinInsurance #Reinsurance #LifeAndAnnuity #TooImportantNotToShare