Managing Digital Identities

"𝐍𝐚𝐯𝐢𝐠𝐚𝐭𝐢𝐧𝐠 𝐭𝐡𝐞 𝐏𝐫𝐢𝐯𝐚𝐜𝐲 𝐏𝐚𝐫𝐚𝐝𝐨𝐱: 𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐚 𝐑𝐨𝐛𝐮𝐬𝐭 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐈𝐝𝐞𝐧𝐭𝐢𝐭𝐲 𝐒𝐩𝐢𝐧𝐞" In a rapidly evolving digital landscape, building a reliable digital identity spine has become both more crucial and more challenging than ever. As privacy regulations tighten and third-party cookies crumble, businesses need to adapt their identity strategies. The key lies in building a flexible, privacy-first identity spine that can evolve with the changing tides of data protection. Here's how we can approach it: 👉 𝑷𝒓𝒊𝒐𝒓𝒊𝒕𝒊𝒔𝒆 𝒇𝒊𝒓𝒔𝒕-𝒑𝒂𝒓𝒕𝒚 𝒅𝒂𝒕𝒂: Shift focus to collecting and leveraging your own customer data with transparent consent. 👉 𝑰𝒎𝒑𝒍𝒆𝒎𝒆𝒏𝒕 𝒑𝒓𝒊𝒗𝒂𝒄𝒚-𝒆𝒏𝒉𝒂𝒏𝒄𝒊𝒏𝒈 𝒕𝒆𝒄𝒉𝒏𝒐𝒍𝒐𝒈𝒊𝒆𝒔 (𝑷𝑬𝑻𝒔): Explore solutions like data clean rooms and federated learning. 👉 𝑨𝒅𝒐𝒑𝒕 𝒖𝒏𝒊𝒗𝒆𝒓𝒔𝒂𝒍 𝑰𝑫 𝒔𝒐𝒍𝒖𝒕𝒊𝒐𝒏𝒔: Consider privacy-compliant alternatives to third-party cookies. 👉 𝑰𝒏𝒗𝒆𝒔𝒕 𝒊𝒏 𝒅𝒂𝒕𝒂 𝒈𝒐𝒗𝒆𝒓𝒏𝒂𝒏𝒄𝒆: Ensure your data practices are ethically sound and compliant with regulations like GDPR and CCPA. 👉 𝑬𝒎𝒃𝒓𝒂𝒄𝒆 𝒄𝒐𝒏𝒕𝒆𝒙𝒕𝒖𝒂𝒍 𝒕𝒂𝒓𝒈𝒆𝒕𝒊𝒏𝒈: Complement your identity-based strategies with context-driven approaches. 👉 𝑭𝒐𝒔𝒕𝒆𝒓 𝒅𝒂𝒕𝒂 𝒑𝒂𝒓𝒕𝒏𝒆𝒓𝒔𝒉𝒊𝒑𝒔: Collaborate with trusted partners to enrich your identity graph while respecting privacy boundaries. Remember, building a digital identity spine isn't a one-time project—it's an ongoing process of adaptation and refinement. The goal is to create a system that's robust enough to withstand regulatory changes, yet flexible enough to evolve with technological advancements. As we navigate this complex landscape, one thing is clear: the future belongs to those who can balance the power of identity with the imperative of privacy. What strategies are you employing to future-proof your digital identity approach? #DigitalIdentity #DataPrivacy #MarTech #CustomerTechnology

As our digital economy inevitably becomes more complex, business leaders face a tricky puzzle: accurately verify customer identities AND remove friction from this process. Powerful tech providers can achieve this, but it's not easy. I recently spoke with Kamran Zaki (ex Adyen COO & ICONIQ Growth Partner) about this challenge in financial services and it's worth paying attention to his comments. The complexity is real. Identity management touches every layer—security, infrastructure, KYC/KYB checks, ongoing customer verification—and it often adds friction to both onboarding and daily transactions. Meanwhile, it’s a constant cat-and-mouse game between financial institutions and fraudsters. The bad actors don't rest and they don't need to get it right 100%, they just need to make it through 1% of the time to access big gains. Meanwhile, antifraud tools need to be more powerful than ever. For Kamran, one of the best tools to combat fraud is the notion of a centralized identity verification hub. Whether backed by governments or private players, these systems streamline repetitive KYC/KYB steps and make life easier for all parties (and harder for fraudsters!). How do we ensure the data is safe, regulators are happy, and privacy is protected? This requires some serious teamwork and data-sharing from financial institutions and tech innovators. For founders who nail this problem, the upside is huge—customers are desperate to pay for seamless commerce, less friction, and a reduction of fraud rates. Below are some of the companies that are doing a great job nailing this problem. Who else would you add? Sardine ID.me Socure Prove SentiLink Baselayer Niva Alloy Unit21 Full Fintech Leaders episode ⤵⤵⤵ Substack: https://bit.ly/41qlIna   Spotify: https://spoti.fi/41rubGz Apple: https://apple.co/49zO3JJ Youtube: https://bit.ly/3D8115r

The New Frontier in SaaS Security: Identity Management As SaaS tools become essential to modern business, managing identity has emerged as the critical security challenge. The shift to cloud-based apps means the traditional network perimeter is gone, and identity now controls access to sensitive data. Key Points: - Expanding Attack Surface: With more SaaS tools, businesses face greater risk from shadow IT and unmanaged accounts. - Identity Hygiene: Regular audits, enforcing multi-factor authentication (MFA), and monitoring suspicious activity are essential to safeguard access. - Automation: Automated identity management tools help detect risky accounts, mitigate permissions issues, and streamline security. - Balancing Security and Usability: Flexible guardrails like conditional access policies ensure productivity without compromising security. In the ever-evolving SaaS landscape, businesses must adapt quickly by embracing visibility, automation, and a layered approach to security.

🛡️ Protecting Digital Identities in the Age of AI and Deepfakes As AI-generated deepfakes become increasingly sophisticated, the risk to personal and organizational identities escalates. Blockchain technology offers a powerful defense, enabling immutable, verifiable, and self‑sovereign identity systems. To address this growing threat landscape, the Government Blockchain Association (GBA) has released the Blockchain Maturity Model (BMM) Identity Management Supplement v1.3 for public review and comment. This critical standard written by Dino Cataldo Dell'Accio and the GBA Identity Management Working Group members (https://lnkd.in/eHESizYG) outlines the technical and operational requirements for blockchain-based identity management systems designed to resist deepfake and AI-driven fraud. Download the Supplement: https://lnkd.in/ejQkAxB3 Submit Your Feedback: Share your insights in the comment section on this page: https://lnkd.in/eaQsWC94 Know a Web3 Identity Solution? Contribute it for free to the Emerging Web3 Solutions Directory here: https://lnkd.in/et32yCeP. Your feedback and contributions are essential to reinforcing identity security in a digital-first, AI-enabled world. #DigitalIdentity #Blockchain #Cybersecurity #AI #Deepfakes #DecentralizedIdentity #GBABMM #SSI #GBAGlobal #IdentitySecurity #Web3

As more companies and governments start adopting verifiable digital ID credentials, one big question keeps coming up: How do we make sure that only the right person can use them? This was one of the key topics we tackled in our panel with Paul Kenny from Daon and Pedro Torres from Youverse. Both agreed—if credentials aren’t bound to the biometrics of the person they were issued to, they’re vulnerable. Today, verifiable credentials typically live in a digital wallet on a user’s phone. But what happens if someone gets hold of that wallet? Whether through social engineering, phone theft, or malware, nothing is stopping them from presenting those credentials and impersonating the rightful owner. > That’s where biometric-bound credentials come in. They ensure that even if someone gains access to a wallet, they can’t use the credential unless their biometrics match the biometric proof linked to it. Pedro compared it to a passport: it’s not just the document that matters, but also the photo that ties it to a real person. The need for biometric-bound credentials is clear, but where can they have the strongest impact? Here are 3 areas: 1. Age Verification With new regulations - like Australia’s upcoming rules blocking under-16s from social media - companies need a way to verify age without collecting excessive data. A biometric-bound credential would allow its owner to prove they are over 18 without sharing other personal details like their name or ID number. More importantly, it ensures that proof can’t be passed to a friend or misused by someone else. 2. Government-Issued IDs We’re seeing a major push toward government-backed digital IDs like mobile driver’s licenses (mDLs) and the upcoming EU Digital Identity Wallet (EUDI Wallet). Just like physical IDs have photos for a reason, these digital versions need to ensure only the rightful holder can use them. 3. Financial Services & Banking Financial transactions require stronger identity verification than something like age checks. Opening a bank account, applying for a loan, or signing a contract are all high-risk actions that demand credentials that can’t be faked or passed around. Biometric-bound credentials provide an added layer of security, ensuring that the person presenting the credential is the same person it was issued to. They also reduce the need for repeated ID verification checks, enabling a more streamlined experience for users and institutions. — If your company is exploring issuing verifiable credentials, I’m happy to chat about how biometric binding can fit into your strategy.

Pleased to share my latest article dedicated to privacy and digital identity. The Phygital™ era demands a proactive stance on #security and #digitalidentity protection, with #privacy-preserving engineering, #quantum-proof cryptography, and advanced #biometrics tools forming a trifecta of resilience. These techniques empower organizations to harness deep tech advancements while safeguarding user #trust. However, malicious actors continuously evolve, leveraging #AI-driven attacks or #quantum breakthroughs to exploit vulnerabilities. Engineering executives must commit to ongoing adaptation—investing in agile frameworks, fostering R&D, and aligning with emerging standards—to ensure these defenses remain robust. By staying ahead of threats, leaders can secure the phygiatal frontier, driving #innovation with confidence and integrity. The #governance of digital identity is being shaped by a confluence of legal, regulatory, and technical standards, each reinforcing the other to create a resilient, privacy-preserving ecosystem. On the legal and regulatory front, the European Union's #eIDAS and the new European Digital Identity (#EUDI) Regulation mandate interoperable digital identity #wallets, while the EU AI Act adds accountability for high-risk systems. In parallel, the United States advances through National Institute of Standards and Technology (NIST) Special Publication 800-63-4, strengthening digital identity proofing with biometric verification, document authentication, and anti-fraud safeguards. The United Kingdom’s Data (Use and Access) Act 2025 governs verification services and smart data initiatives, while the OECD - OCDE's Digital Regulatory Mapping Tool guides global harmonization of digital identity laws to prevent fragmentation. Complementing these are international standards, led by the ISO/IEC 29100 privacy framework, ISO/IEC 27701 Privacy Information Management System, and ISO/IEC 24760 identity management framework, which provide structured guidance on protecting personal data, managing identity assurance, and embedding consent. Specialized ISO standards such as ISO/IEC 29115 on authentication assurance, ISO/IEC 29184 on online privacy notices, and ISO/IEC 27560 on consent records operationalize privacy-by-design principles in identity systems. At the cryptographic layer, NIST’s Post-Quantum Cryptography protocols, including CRYSTALS-Kyber and CRYSTALS-Dilithium, secure authentication, credentialing, and transaction integrity against quantum-era threats. Together, these frameworks and standards reflect a coordinated movement toward harmonized governance, ensuring digital identity remains secure, privacy-preserving, and globally interoperable. This orchestration is critical not only for regulatory compliance but also for safeguarding trust, economic resilience, and human rights in the digital age. #digital #technology #identity #trust #privacy #ecosystem #strategy #governance #risk #future

🚀 Agentic AI Identity and Access Management: A New Approach In my View ..... "Architectures are going to change ; Approach to Development is going to change ; In Secure First and Automation First Era , we need to work Digital 1st , Intelligent 1st Approach to avoid rework ..." ▬▬▬▬▬▬▬▬▬▬▬▬▬ 🌍 Let's find how we can it with Identity and Access Management .. #AgenticAI is pushing the boundaries of automation, autonomy, and decision-making at machine speed. But traditional identity and access management (IAM) protocols, designed for static applications and human users, can’t keep up. This publication from the Cloud Security Alliance (CSA) introduces a purpose-built Agentic AI IAM framework that accounts for autonomy, ephemerality, and delegation patterns of AI agents in complex Multi-Agent Systems (MAS). It provides security architects and identity professionals with a blueprint to manage agent identities using Decentralized Identifiers ( #DIDs), Verifiable Credentials ( #VCs), and Zero Trust principles, while addressing operational challenges like secure delegation, policy enforcement, and real-time monitoring. 🞕 Let's understand - ➟ Identify shortcomings of OAuth 2.1, SAML, and OIDC in agentic environments ➟ Define rich, verifiable Agent IDs that support traceable, dynamic authentication ➟ Apply decentralized and privacy-preserving cryptographic architectures Enforce fine-grained, context-aware access control using just-in-time credentials ➟ Build zero trust IAM systems capable of scaling to thousands of agents ▬▬▬▬▬▬▬▬▬▬▬▬▬ 🎯 Bottomline - With detailed guidance on deployment models, governance consideration, and threat mitigation using the MAESTRO framework, this publication lays the foundation for secure identity and access in the next generation of AI systems. ▬▬▬▬▬▬▬▬▬▬▬▬▬ Its wake-up call for existing Identity and Access Management frameworks and companies.... Excellent Read for Weekend !! #Security #Identity #AI #Automation #Technology

Access control is more than a technical layer; it reflects the culture of an organization. When I observe how digital identities are managed, I often see it handled as a procedural task: onboarding users, granting access, ensuring that systems run as expected. Yet behind this apparent order, latent risks build up—overlapping permissions, outdated entitlements, and limited visibility. Identity and Access Management (IAM) demands not only security, but also discipline, clarity, and a strong sense of accountability. Defining access by roles, enforcing least privilege, and monitoring activity continuously are practices that reveal how deeply an organization commits to building trust. IAM should be seen as an evolving process. As roles change and systems grow more complex, access must remain adaptable. A mature approach to digital operations includes strong IAM by design, not as an afterthought, but as a natural expression of organizational responsibility. #CyberSecurity #IdentityManagement #DigitalTrust #AccessControl #IAM