Credit card debt is the worst, and it can be especially burdensome for older people. Sadly, it’s a common burden. Fifty-two percent of U.S. adults aged 50 to 64 carry a credit card balance month to month, [...]
Using a credit card is simple in theory: You borrow money, then you pay it back. If you don’t pay all the charges in full when your bill is due, interest starts to accrue. If you miss a payment, you’re...