You need the three-argument form of open() when you specify O_CREAT. When you omit the third argument, open() uses whatever value happens to be on the stack where the third argument was expected; this is seldom a coherent set of permissions (in your example, it appears that decimal 12 = octal 014 was on the stack).
The third argument is the permissions on the file - which will be modified by the umask() value.
int fd2 = open("/tmp/test.svg", O_RDWR | O_CREAT, S_IRUSR | S_IRGRP | S_IROTH);
Note that you can create a file without write permissions (to anyone else, or any other process) while still being able to write to it from the current process. There is seldom a need to use execute bits on files created from a program - unless you are writing a compiler (and '.svg' files are not normally executables!).
The S_xxxx flags come from <sys/stat.h> and <fcntl.h> — you can use either header to get the information (but open() itself is declared in <fcntl.h>).
Note that the fixed file name and the absence of protective options such as O_EXCL make even the revised open() call somewhat unsafe.
mkstemp()' or a relative to create the file name. And the list goes on, no doubt.